It is a good thing to do. I definitely believe that saving money is for the benefit of everyone involved in the situation. It helps people when they get into sticky situations. If I or my spouse were to lose our job, we would probably be ok for a while because of the money that we save. It does limit how much we are allowed to spend on things though. It makes our budget a little bit tighter every year. It is a little bit frustrating when I just want to buy a new couch to fix the one that got ruined but I can't because we had to save more money. I'm just going to have to live with it.